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What is XorPay?

Wallet with IBAN & UK account number with sort code, Debit Virtual & Plastic Visa®, EUR & GBP Currencies, SEPA & UK Faster Payments
What is XorPay?
XORPAY FEE

PRICES, LIMITS & TRANSFERS

  Euro British Pound
Card and PIN Fees
Account creation fee with EUR IBAN or GBP sort code € 249.99 £ 249.99
Plastic Card (Standard Shipping: 1-3 weeks delivery) (Visa) € 14.99 £ 14.99
Virtual Card (Visa) € 11.99 £ 11.99
Transaction Fees
Monthly Service charge € 9.99 £ 9.99
ATM Domestic € 2.99 £ 2.99
ATM International 2.40% + € 1.79 2.40% + £ 1.79
POS Domestic (and within SEPA Inc. MOTO/CNP) free free
POS International (Inc. MOTO/CNP) 1.00% + € 0.79 1.00% + £ 0.79
FX mark up 2.99% 2.99%
ATM Transaction Decline free free
VISA Direct / OCT Domestic 1.45% (€ 0.50 minimum) 1.45% (£ 0.50 minimum)
VISA Direct / OCT Outside International 1.45% (€ 0.50 minimum) 1.45% (£ 0.50 minimum)
Cash Advance Domestic € 5.99 £ 5.99
Cash Advance International 2.00% + € 3.99 2.00% + £ 3.99
POS Transaction Decline/return fee free free
Services
Wallet to wallet transfer - sender € 0.99 £ 0.99
Wallet to wallet transfer - receiver € 0.99 £ 0.99
Bank transfer from wallet to UK bank account N/A £ 0.99
Bank transfer from wallet to bank within SEPA region € 0.99 N/A
Charge for all loading through bank transfer 1.45% (€ 0.50 minimum, € 9.99 maximum) 1.45% (£ 0.50 minimum, £ 9.99 maximum)
Charge for all loading through bank transfer (SWIFT) 1.45% (€ 0.50 minimum, € 9.99 maximum) 1.45% (£ 0.50 minimum, £ 9.99 maximum)
Online PIN reveal € 0.75 per reveal online £ 0.75 per reveal online
Other Fees
Charges for any change of the Account details € 150.00 £ 150.00
Card cash out/Administration Fee € 49.99 £ 49.99
Charges for Prohibited Transactions € 150.00 £ 150.00
Chargebacks, Negative Balances and Refunds € 30.00 £ 30.00
Charges for Bank Transfer Investigation € 49.99 £ 49.99
Limits
  Euro British Pound
Maximum balance
*No minimum balance
€50,000.00 £50,000.00
Maximum Amount to be Loaded (24 hours) €5,000.00 £5,000.00
Maximum ATM Withdrawals (24 hours) €1,000.00 £1,000.00
Maximum ATM Withdrawals (1 month) €15,000.00 £15,000.00
Maximum POS/Signature Purchases (24 hours) €10,000.00 £10,000.00
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